Loyalty, engagement & benefits
Turn any interaction into a reason to do more.
We deliver a proven, bank-wide loyalty platform that rewards the entire customer relationship, drives measurably higher engagement and turns everyday banking into a reason to stay and do more.

Loyalty that wins grows revenue.
Points, cashback and tier rewards are expected. The banks gaining the most from loyalty go beyond them – connecting rewards to the entire banking relationship, using real-time customer data to make every interaction feel personal and worth engaging with.

From bank-wide rewards to hyper-personalized engagement.
Our embedded loyalty platform, fully integrated into DBOS, is built on the proven XLS solution from Collinson with over 15 live programs across Europe, the Middle East, Asia Pacific and Australia.
Bank-wide loyalty,
beyond card spend
Every meaningful interaction can become an opportunity to deepen engagement, from card transactions and loan subscriptions to app registrations and digital channel usage.
The full rewards
spectrum
Points, cashback, vouchers, instant discounts, tier-based rewards, merchant offers, gift cards, travel rewards and charitable donations, on a single platform supporting multiple programs simultaneously.
Hyper-personalization
powered by real data
Connected to DBOS real-time customer data, campaigns are triggered by life events, behavioral signals and banking milestones. From broad segments to true one-to-one targeting.
Gamification
and engagement mechanics
Configurable quests, challenges and progress mechanics that turn routine banking into engaging experiences, proven to drive app usage and emotional loyalty.
Merchant ecosystem and sustainability
A digital marketplace with bank-funded and merchant-funded offers, pay-with-points at POS terminals and ESG-linked loyalty for banks whose customers care about sustainability.
Proven at scale
Over 15 live programs globally, multiple International Loyalty Awards wins, 1 million+ enrolled customers and 86% higher digital engagement among loyalty members – numbers that reflect real impact.
Key capabilities
Bank-wide loyalty across all products and interactions.
Full rewards spectrum on a single platform.
Multi-program management with independent rules and currencies.
Real-time hyper-personalization connected to your data.
Configurable gamification and quest mechanics.
Digital merchant marketplace with pay-with-points.
ESG and carbon-linked loyalty features.
Seamlessly embedded into mobile and online banking via DBOS.
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